Dan was looking at his statements and noticed that he was almost out of debt. he was excited and looked forward to the day he could start investing. Only 1 month away from being completely debt free. He had cut back on his spending and began saving. He also used a budget to pay off the debt. But, with some discipline, Dan was near the end of this chapter of his life and began preparations for the next chapter of his life. It was a long road but well worth the trip. He would use the knowledge he gained from saving an put it to practice in the near future. The doors began to open up to where he now had some options of what he wanted to do with his life. After looking at his statement now nearly paid off, he prayed to which direction to take.