Working for ones self is one way of living, but working for others might also be a good way of making a living too. Everyone desires and has dreams of having their own business and to make a profit. Some choose to work at a company for 40 years and retire. Perhaps either may work for the individual and perhaps it may not. A good plan and budget for saving and retiring is in order. In the second, another option is needed.
Working for a small company might be one of those ways. For some who have been out of work for a while, finding a job at a small company might be a good option. There are always always small businesses that are looking for good people to hire to help build the company. With work experience, finding a small company to work for may be a definite possibility.
Having a budget helps when one gets hired. Once one becomes employed they can pay back debt and build or rebuild their retirement fund. If one has extra income, they can also buy things on their wish list. Gifts for special occasions and holiday can also be part of this budget. Working at a small company for a period of time, two to four years, just might be the thing to get one started on their financial journey, or back on track.