Money is not the individual that hoards it for the self but for the betterment of society. It is passed from one individual to the next in many different ways. One is through commerce and another is thorough donations or bequeathment. The transfer of riches is important to look into as the social demographics changes with the exchange of capital from one class to the next. The transaction between individuals can be a vital source of financial consideration.
With all this to say, the vat at which the core of the financial deposit consists of does not constitute the worth of the individual. The capital that one owns is not equivalent to ones worth. The financial medium is outside of the self, or the agency of which one conducts their act.