Although there are many places one can go to purchase a loan, a place that is now becoming popular is the reverse mortgage. Getting a reverse mortgage is an easy way to free up some capital based on the equity of the house. If one has rental property, this might be a great place to start thinking about where the funds can go. The first way to use the equity in the home is by putting it into an investment, perhaps in stocks or bonds. In this way, one can assume a steady stream of income from these investments. A second way someone can use the funds is by buying a business or starting one up. Businesses that can be bought are tested and tried; they will have records of their profit and a budget. These can come in the form of restaurants, coffee shops, and stores. Starting ones own business from scratch can be an interesting venture too. Depending on how much capital one needs for the startup, it can very based on what the business will be. Some businesses will be more expensive to start but with a reverse mortgage, the individual has a steady income to work with while waiting for the profit to begin. A steady source of income can be a financial relief during those times when profit lines are not met. The amount of the liquefied equity in the house can be as low or high as needed, but should not be too low or too high. A budget will be needed to determine how much one will need in their venture.